You must see all the upgrades in this home. 9' ceilings, 42" cabinets, travertine tile, Brazilian hardwood floors, large finished lower level with bar and office.  Your own private oasis with fenced backyard, deck salltwater pool and Jacuzzi.   This home has it all - great neighborhood and great value!

THIS IS A DEAL! PRIME LOT OVERLOOKING A POND. IDEAL LOCATION. BUILD YOUR SPECIAL CUSTOM HOME BY BUILDERS OR USE YOUR OWN. TOP QUALITY PACKAGES TO CHOOSE FROM!

If you buy from me and it closes you will get a trip.

LOCATION, SCHOOLS, PRESTIGIOUS GATED COMMUNITY ATTRACTED THE SELLER TO THIS BEAUTIFUL HOME. THIS SHOULD BE YOUR ATTRACTION AS WELL AS HOW WELL APPOINTED THE HOME SHOWS & ALL THE FEATURES: SPACIOUS OPEN FLR PLAN, 9' FT CEILINGS, LG CHEF KIT INCL SS APPLS, GRANITE CENTER ISLAND, KIT OPENED TOCOZY FAMILY RM, ELEGANT MSTR SUITE W/FP & SITTING RM. PRIVATE CUL-DE-SAC LOCATION, BONUS RM, & NEW HOT TUB. HOM...

METICULOUSLY MAINTAINED COTTAGE HOME ON THE CHAIN O' LAKES FEATURING CUSTOM DETAILS INCLUDING 8 FT DOORS, TECH CENTER, GOURMET KITCHEN WITH GRANITE COUNTER TOPS, BRUSHED BRONZE APPLIANCES, HARDWOOD FLOORING, 42" OAK CABINETS, WALKOUT LOWER LEVEL INCLUDES WINE ROOM,BEDROOM, LARGE REC ROOM,SITTING ROOM WITH FRENCH DOORS, MANY AMENITIES. A LIFESTYLE OF MAINTENANCE FREE, VIEWS OF THE LAKE END UNIT WITH PRIVACY.

If you buy from me and it closes, you will get a trip.

SHORT SALE. BRING ALL OFFERS. SPACIOUS ALL BRICK HOME WITH 2 STORY FOYER, KITCHEN WITH ISLAND AND OAK CABINETS, HARDWOOD CARPET FLOORING, CONCRETE DRIVE, CEILING FANS, LARGE WALK-IN CLOSET IN MASTER, AND IN-GROUND SPRINKLER SYSTEM. PROFESSIONALLY LANDSCAPED. GOOD CONDITION. THIS COULD BEYOUR DREAM HOME. NO SIGN

PRICED TO SALE. IMPECCABLY MAINTAINED,NEW WINDOWS, TWO NEW PATIO DOORS,NEWER ROOF, VAULTED CEILING WITH 3 SKYLIGHTS IN LIVING ROOM WITH FIREPLACE, HUGE WRAPAROUND DECK, 2 AND 1/2 CAR GARAGE, AMPLE STORAGE AND STORAGE SHED IN FENCED YARD. WOODED LOT BACKS UP TO FOREST PRESERVE.

2,000 SQUARE FEET UNIT. IDEAL FOR RETAIL OR SALES SERVICE USES. VERY VERSATILE TO BE WHAT YOU WANT. OFFICE, CARPET, DRIVE-IN DOOR, 2 BATH ROOMS, SIGNAGE ABOVE ENTRY. EASY TO ACCESS TO CRYSTAL LAKE, CARY, ALGONQUIN. AMPLE STORAGE. ONE LARGE GARAGE. UNIT B & DALSO AVAILABLE AND CAN BE SEEN.

End unti with great views inside and out! Cathedral ceilings, 9 foot ceilings, custom built-ins, 2 fireplaces, gourmet kitchen featuring hardwood flooring, granite counter tops, 42" cherry cabinets and center island.  First floor master suite with large master bath including whirlpoo tub, separate shower, and double vanities.  Brick patio, porch and deck.  Finished walk-out lower level.  Also for Sale MLS 07193727.

Where are we today? Awareness of green is at an all-time high.  While awareness is growing, many consumers are not sure what "green" rally means.  Different industries and organizations define green in different ways.  For some, the term means an environmental movement.  For others, it means a political movement.  For most consumers, green means "earth friendly".  In simple terms, green refers to lessening the environmental impact from society.

Revised February 17, 2009

Just signed and sealed…a $787 Billion Stimulus Plan made up of tax cuts and spending programs aims at reviving the US economy. Although the package was scaled down from nearly $1 Trillion, it still stands as the largest anti-recession effort since World War II.

Home owners and potential homebuyers stand to gain from key provisions in this stimulus plan. Here is what we know as of today...

Tax Credit for Homebuyers

First-time homebuyers who purchase homes from the start of the year until the end of November 2009 may be eligible for the lower of an $8,000 or 10% of the value of the home tax credit.  Remember a tax credit is very different than a tax deduction – a tax credit is equivalent to money in your hand, as opposed to a tax deduction which only reduces your taxable income.

The tax credit starts phasing out for couples with incomes above $150,000 and single filers with incomes above $75,000.  Buyers will have to repay the credit if they sell their homes within three years.

Additional Housing-Related Provisions

Tax Incentives to Spur Energy Savings and Green Jobs — This provision is designed to help promote energy-efficient investments in homes by extending and expanding tax credits through 2010 for purchases such as new furnaces, energy-efficient windows and doors, or insulation.

Landmark Energy Savings — This provision provides $5 Billion for energy efficient improvements for more than one million modest-income homes through weatherization.  According to some estimates, this can help modest-income families save an average of $350 a year on heating and air conditioning bills.

Repairing Public Housing and Making Key Energy Efficiency Retrofits To HUD-Assisted Housing—This provision provides a total of $6.3 Billion for increasing energy efficiency in federally supported housing programs. Specifically, it establishes a new program to upgrade HUD-sponsored low-income housing (for elderly, disabled, and Section 8) to increase energy efficiency, including new insulation, windows, and frames.

Expanding Housing Assistance—This provision increases support for several critical housing programs. It includes $2 Billion for the Neighborhood Stabilization Program to help communities purchase and rehabilitate foreclosed, vacant properties.

More Help for Homeowners in the Future

Another thing to keep an eye on in the coming weeks is President Obama’s plan to help struggling borrowers before they are faced with a default on their mortgage.

According to reports, the Obama administration is discussing plans to help borrowers who are struggling to stay afloat, but who have not yet fallen behind on their payments. At this point, details are scarce; however, reports indicate that President Obama is looking to spend approximately $50 Billion to directly help homeowners before they face foreclosure and financial disaster.

While this is good news for individual homeowners, it will likely be good for the housing industry as a whole. That’s because, assisting struggling borrowers before they default should help stop the wave of foreclosures, which are estimated to top two million this year. That, in turn, will help stabilize home prices.

The Economic Stimulus Plan is huge, and impacts a number of industries. I’ve highlighted some of the major provisions that may impact you now and in the future.

If you'd like to learn more about this program, please call me!

Home prices are one factor in determining your cost of ownership, but so are interest rates and financing availability. Even though interest rates have gone up in the last six months, they are still near historic lows. Since your monthly mortgage payment is a combination of paying down your principal and paying the interest owed, if home prices come down a little further but interest rates go up, it could cost you even more to service a mortgage on an identical home!

While a home is a major investment, it is also the center of your personal life. It's important to live in a home that reflects your taste and values, yet is within your financial "comfort zone." To that end, it may be more important to lock in today's relatively low interest rates and low home prices, rather than to hope for a further break in prices in the future.

Please give me a call if I can be of any assistance in determining how much home you can afford in today's market.